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Group Personal Accident

Accidents can happen any time. Group personal accident (GPA) policy where all the employees can be covered under a single master policy. The policy offers compensation in case of death or bodily injury to the insured person, directly and solely as a result of an accident, by external, visible and violent means. Insurance co. provides Tailor made Group Personal Accidental (GPA) policy to suit your needs.

Tailor made group insurance policies as per the requirements where you can avail & have the benefit of add-on cover. Health insurance policy does not cover any and every medical expenses.

KEY BENEFITS:-
  • GPA policy helps you attract and retain talented employees
  • It provides compensation to the family in case of accidental death.
  • It compensates your employee in case of injury, whether temporary or permanent.
  • Hospital Confinement Allowance for treatment of injury for which compensation is payable under this policy.
  • Medical Expenses will be paid as a percentage of the admitted claim under other specified coverage towards the actual medical expenses.
  • 24*7 Worldwide Cover.
  • It can be expanded to cover medical expenses arising out of the accident
  • The employer can opt for on-duty or off-duty cover at a reduced premium
  • Discounted premium depending upon the size of the group
  • Policy can be tailor-made according to the requirements
POLICY COVERAGES*

Accidental Death - Death due to Accident

Dismemberment - loss of limbs, loss of eyesight, loss of hearing, etc.

Permanent Total Disability - Injury leads to permanent disability

Permanent Partial Disability – Injury leads to partial permanent disability

Weekly Benefit –Insured is entitled for loss of Pay on temporary basis occurs due to an accident

Accident Medical Expenses Reimbursement –Insured can claim both OPD and In patient expenses



EXCLUSIONS*:-

When we try to provide you the best options, there are some exclusion (*)

  • Compensation under more than one clause for same period of disability
  • Any claim in the same period of insurance exceeding the capital sum insured
  • Payment of compensation due to death or disablement arising out of.
    • Suicide, attempted suicide etc.
    • Pregnancy and/or childbirth
    • War and nuclear perils
    • Ionizing radiation or radioactivity
*May vary from insurer to insurer.

The details furnished above do not constitute the entire terms and conditions. For more details on the policy, please visit our office nearest to you. Our executives will be pleased to furnish further details.

Disclaimer: - Insurance is the subject matter of solicitation. The product brochure gives only the salient features of the plan. This document is not a contract of insurance and must be read in conjunction with the Benefit Illustration and Policy Document. The policy defines the terms and conditions within which the intent of the policy will be executed.