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Group Mediclaim Insurance

Employees are the key business strength and their good health will reflect on the profitability of the business. The Group Mediclaim Insurance Policy not only provides medical coverage for your employees, but also gives you tax benefits. Group Mediclaim policy helps you to get convenience of one policy for the entire group of people, be it your staff or the people in your group.

Tailor made group insurance policies as per the requirements where you can avail & have the benefit of add-on cover.Health insurance policy does not cover any and every medical expenses.

KEY BENEFITS:-
  • Available to any homogeneous group/association/ institution/corporate body
  • Lowers the employee turnover
  • Economical as compared to individuals policy
  • Customized policy many add on coverage
  • Cover for all members (available for all declared)
  • Cashless claims
  • Regular health check-ups
  • Day care procedures covered
STANDARD POLICY COVERAGES:-
  • Hospitalization Expenses
  • Medicine, Consumables, and Diagnostic Expenses
  • Domiciliary Hospitalization
  • Day Care Treatment
  • Pre and Post-Hospitalization
ADD ON COVERAGES:-
Group Mediclaim policy offers you many more benefits:
  • Family floater
  • Maternity
  • Pre-existing illness
  • Baby Day One Cover
  • Corporate Floater/Buffer
EXCLUSIONS:- When we try to provide you the best options, there are some exclusion (*)
  • Injury or disease directly or indirectly caused from War or War-like situations
  • Congenital Internal & external diseases
  • HIV and AIDS
  • Convalescence, general debility, intentional self-injury
  • Intoxication of drugs/alcohol.
  • Venereal diseases
  • Injury or disease caused by nuclear weapons
  • Naturopathy
  • Any non-medical expenses e.g registration fees, admission fees, charges for medical records, cafeteria charges, telephone charges, etc
  • Cost of spectacles, contact lenses
  • Any cosmetic or plastic surgery except for correction of injury
  • Hospitalization for diagnostic tests only
  • Vitamins and tonics unless used for treatment of injury or disease
  • Infertility treatment
  • Voluntary termination of pregnancy during first 12 weeks (MTP)
*May vary from insurer to insurer.

The details furnished above do not constitute the entire terms and conditions. For more details on the policy, please visit our office nearest to you. Our executives will be pleased to furnish further details.

Disclaimer: - Insurance is the subject matter of solicitation. The product brochure gives only the salient features of the plan. This document is not a contract of insurance and must be read in conjunction with the Benefit Illustration and Policy Document. The policy defines the terms and conditions within which the intent of the policy will be executed.